The Most Comprehensive Insurance Coverage For Your Wine Collection

PROGRAM BENEFITS

Simple administration


With blanket coverage providing as much as $50k coverage per bottle without an appraisal, it's easy to insure an entire collection under one limit.  Itemized coverage is also available for more unique collections.

Broad coverage


Coverage is "All-risk," including protection from losses due to power outages, mechanical breakdowns, wildfire, earthquake, flood and windstorms, as well as breakage and theft.

Low deductible


Policy deductibles range from $0 to 10%, ensuring that coverage extends to floods, earthquakes, wildfires and such while keeping premiums at some of the lowest rates in the market.

PROGRAM OVERVIEW

Unique program benefits including a dedicated underwriting team familiar with dozens of top-tier professional storage facilities across the United States.

Fine art, jewelry collections, antiques, cars and homes all enjoy tailored insurance policies hedging a wide variety of risks. Wine collections, on the other hand, are rarely insured.

All too often, the assumption is that wine is automatically covered by home insurance. And all too often, it is not. Most insurance policies are not designed to accommodate the risks or loss settlement challenges a wine collection presents.

InsureMyWine brings a tailored insurance program, administered by Acacia Insurance, for fine wines and collectible liquors to clients 

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Exceptional Service

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Intelligent insurance

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Creative solutions

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Tailored protection

PROGRAM COMPARISON

The coverage provided by InsureMyWine is best-in-class, carefully crafted with wine collectors in mind. It includes protection from virtually all types of direct physical loss, as well as options for label damage, transportation, and extended coverage should a bottle’s value have increased dramatically since originally listed for insurance. Wine insurance is added peace of mind, one less thing to worry about when "Maybe" isn't good enough.

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Coverage Feature

OTHER
INSURANCE

FLEXIBLE Blanket coverage

YES

No appraisals are needed for bottles up to $50k in value

MAYBE?

Maximum bottle values are limited to $5k without appraisals

COVERAGE ANYWHERE IN THE WORLD

YES

Wine may be covered regardless of location

MAYBE?

Coverage can be limited to specific locations, with others excluded

WINE IN TRANSIT

YES

Coverage is designed to follow the collection should it move

Maybe?

Coverage may be capped at $25k or less, if even offered

ALL-RISK COVERAGE, INCLUDING MECHANICAL BREAKDOWN

YES

Losses due to mechanical failures are not excluded

MAYBE?

How warm was the wine, and for how long?  It may not be covered

EARTHQUAKE, FLOOD AND WILDFIRE COVERAGE

YES

Coverage may be included with no deductible, at no additional cost

MAYBE?

10% of total limit or $5k, whichever is higher, and coverage may be excluded

WINDSTORM, NAMED STORM OR HURRICANE COVERAGE

YES

Coverage applies and deductibles range from $0 to 10%

MAYBE?

Policy language may exclude any loss due to wind

REQUEST A QUOTE

Get a customized quote for your collection today